Home Loans
Looking for Your Dream Home? Let Kathir Bank Help You Make It a Reality!
At Kathir Bank, we understand that owning a home is one of life’s biggest dreams. That's why we offer flexible home loan solutions designed to bring your dream home within reach. Whether you're buying, renovating, or building, we’ve got the perfect loan to meet your needs.
Why Choose Kathir Bank for Your Home Loan?
🌟 Competitive Interest Rates
Our home loans come with attractive interest rates that are designed to fit your budget and make repayment easier.
🌟 Flexible Loan Amounts
Borrow up to 90% of your home’s value with affordable repayment terms. Your dream home is closer than you think.
🌟 Long-Term Repayment Options
Enjoy repayment tenures of up to 30 years, giving you ample time to pay back your loan comfortably.
🌟 Simple & Fast Application Process
Applying for a home loan with us is quick and easy. We’ve simplified the process so you can focus on what matters most—your new home.
What Can You Use a Home Loan For?
- Buying a New Home – Whether it’s your first home or your forever home, we’ll help you secure the financing you need.
- Home Renovation – Upgrade your living space with a renovation loan, whether it’s a fresh coat of paint or a full remodel.
- Construction of a New Home – If you’re building from the ground up, our home loans can help fund every step of the construction process.
- Home Loan Refinancing – Looking to lower your monthly payments or get a better interest rate? Refinancing your home loan with Kathir Bank is the smart choice.
Home loans for iraq Nationals
Financing up to 85% of the property value Loan amount offered up to iraqi dinar 20 million
Home Loans for Expatriates
Financing up to 80% of the property value Borrow up to iraqi dinar 20 Million or 84 salary multiples (whichever is lower)
Loan Against Property for iraq Nationals
Loan amount of up to iraqi dinar 20Mn Loan-to-Value (LTV) up to 70% Loan against fully constructed and completed properties* across all iraq
Loan Against Property for Expatriates
Loan amount of up to iraqi dinar20Mn Loan against freehold ready property in iraq* Loan tenor up to 25 years
Eligibility Made Simple:
- Age: You should be between 21 and 70 years old at the time of loan maturity.
- Stable Income: A consistent source of income ensures you can comfortably repay your loan.
- Good Credit Score: A solid credit history helps you get better interest rates and smoother approvals.
- Employment: Both salaried and self-employed individuals are eligible.