Risk Management
At Kathir Bank, risk management is more than a compliance measure—it’s a strategic foundation that protects our customers, assets, and future. Our dedicated Risk Management Division ensures that every decision, product, and service is backed by careful analysis and proactive control. By continuously identifying, assessing, and mitigating potential risks—whether financial, operational, or cybersecurity—we aim to uphold trust and resilience across all operations.
Core Areas of Focus:
- Credit Risk – Ensuring borrowers meet obligations through robust credit evaluations.
Market Risk – Managing exposure to currency, interest rate, and market fluctuations.
Operational Risk – Minimizing risks from internal processes, people, and systems.
Liquidity Risk – Ensuring funds are always available to meet our obligations.
Compliance & Regulatory Risk – Adhering to all legal and regulatory requirements.
Cybersecurity Risk – Protecting customer data and digital transactions with state-of-the-art systems.
- Business has extensive experience across the all industries in world. We help our clients set new standards of excellence.
Why It Matters to You:
- Ensures your money is safe and well-managed.
Promotes stable banking services, even during uncertainty.
Builds long-term trust and transparency with every client.
Kathir Bank—where strong risk management equals stronger customer confidence.
The Risk Management and Compliance Department is the second line of defence for responsible for the management and oversight of the financial risks and non-financial risks.
It Identifies, manages, and reports all financial and non-financial risks faced by all functions. Its primary purpose is promoting awareness of risk management among staff, and establishing a risk-aware culture.
Market risk is the potential for loss of value stemming from adverse changes in market rates or prices. Our exposure to market risk arises principally from the management of the nation’s foreign reserves. We have a market risk framework in place and operate prudently to mitigate market risk, taking into account expected returns, the external environment, and developments in our own balance sheet.